Regulating Innovation for Financial Inclusion: Lessons from Nigeria

Ezechukwu, Nwanneka Victoria (2021) Regulating Innovation for Financial Inclusion: Lessons from Nigeria. Journal of African Law. ISSN 0021-8553

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Abstract

Innovative services like mobile payments are potentially transformative because they can increase access to financial services, especially in developing countries. However, such innovations can disrupt the financial services ecosystem which prompts regulators to respond in different ways. These regulatory responses often have a significant impact on the take-off of such innovative services. Using Nigeria's regulatory approach as a case study, this article highlights specific lessons which should inform future attempts at regulating mobile payments.

Item Type: Article
Identification Number: https://doi.org/10.1017/S0021855321000279
Date: 5 August 2021
Uncontrolled Keywords: mobile payments, financial inclusion, Central Bank of Nigeria, regulation, mobile network operatorsm, m-pesa, payment service banks
Subjects: M100 Law by area
M200 Law by Topic
Divisions: Faculty of Business, Law and Social Sciences > School of Law
REF UoA Output Collections > REF2021 UoA18: Law
Depositing User: Nwanneka Ezechukwu
Date Deposited: 25 Nov 2020 10:18
Last Modified: 10 Aug 2021 13:12
URI: http://www.open-access.bcu.ac.uk/id/eprint/10389

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