Financial education in small ethnic minority businesses in the UK

Hussain, Javed G. and Matlay, H. and Scott, J.M. (2008) Financial education in small ethnic minority businesses in the UK. Education and Training, 50 (8-9). pp. 737-747. ISSN 00400912 (ISSN)

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Abstract

Purpose - The purpose of this paper is to set out to evaluate the financial education needs of ethnic minority SMEs in the West Midlands region of the United Kingdom. Design/methodology/approach - A postal survey was used to investigate the financial needs of owner/managers in 64 ethnic minority SMEs and a control sample of 23 non-ethnic SMEs. Findings - The results show that owner/managers of micro-businesses have lower educational achievements as well as higher financial education needs than their counterparts in small and medium-sized firms. In contrast, owner/managers in small and medium-sized businesses have relatively higher educational achievements and a better appreciation of the role of financial education. Similar trends were observed in non-ethnic SMEs in the control sample. Originality/value - This article makes an empirically rigorous contribution to a relatively under researched aspect of SME research. The authors recommend that government agencies collaborate with leaders of ethnic minority communities to raise awareness of the benefits of education in general and financial education in particular. © Emerald Group Publishing Limited.

Item Type: Article
Identification Number: https://doi.org/10.1108/00400910810917109
Dates:
DateEvent
2008Published
Uncontrolled Keywords: Ethnic minorities, Financial information, Knowledge management, Owner-managers, Small to medium-sized enterprises, United Kingdom
Subjects: CAH17 - business and management > CAH17-01 - business and management > CAH17-01-02 - business studies
CAH17 - business and management > CAH17-01 - business and management > CAH17-01-07 - finance
CAH17 - business and management > CAH17-01 - business and management > CAH17-01-08 - accounting
Divisions: Faculty of Business, Law and Social Sciences > Birmingham City Business School
Depositing User: Javed Hussain
Date Deposited: 10 Feb 2017 14:29
Last Modified: 22 Mar 2023 11:49
URI: https://www.open-access.bcu.ac.uk/id/eprint/2376

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